Thank you to all for attending our recent webinar with Duncan Artus. For those who were unable to attend, here is a recording that recaps everything that was discussed in the webinar.

Curious about the magic number for offshore investments? While some might throw around figures like 40% or 50%, the perfect amount for you is a unique puzzle that demands thoughtful consideration and varies widely from person to person

The election outcome and establishment of a Government of National Unity in South Africa holds significant implications for the country's economic trajectory. This newsletter explores the impact and significance of a Government of National Unity.

For almost two months South Africa has been free from loadshedding. The cynic in me wants to think that this is a pre-election strategy for the ruling party, but what do the numbers say? I decided to investigate.

Staying informed about developments in South Africa is crucial for making informed decisions about your investments and financial future. Wealth Adviser, René van de Spreng provides a market update to keep you updated with the latest developments in the financial world.

Adrian Gore, founder and Group Chief Executive of Discovery Limited, explores the contributions of corporate South Africa in the reconstruction of South Africa

In 2024, seven of the ten most populous countries in the world head to the polls. Roughly 49% of the world’s population (4 billion people) in 64 countries (plus the European Union) are holding presidential/ general elections to pick their governments. We this article delve a bit deeper into some of the key elections that may shape the investment environment.

What value does your adviser offer? Is it worth the fees? We look at these questions, share some fascinating research on the topic and look at all the ways advice adds value.

We started the year concerned about inflation, loadshedding in SA, the energy crisis in Europe and China’s reopening economy. Was it as bad as some expected or did things turn out well? We take a quick look back at 2023 and discuss the troubles and triumphs.

Following the news of BHI Ponzi scheme where the press is reporting losses of close to R3 billion by more than two thousand investors, many people are wondering whether their investments are safe. In this newsletter we delve into the various layers of protection offered to investors and things to check.

The news over the past 2 weeks has been filled with articles about the fraud, the collapse of BHI Trust and the arrest of Craig Warriner. Initial estimates put the amount at R3 Billion at risk with hundreds of clients, some of which had their entire savings invested with BHI Trust. In this newsletter we highlight a few key things to look out for when it comes to identifying someone to safeguard your wealth and future.

What exactly is the purpose of cybersecurity? The question may appear simple, yet it touches on one of the most pressing concerns confronting businesses and individuals worldwide.

Thank you to all for attending our recent webinar with Clem Sunter. For those who were unable to attend, here is a recording that recaps everything that was discussed in the webinar.

A Recording of the webinar is available on our website HERE

In late April SARS announced updates to its process when applying for clearance for your annual R10mil offshore allowance. This got some media outlets and industry commentators into a flat panic, with some calling this an end to the free flow of money offshore. We looked at the changes to the process and our view is very different. We also look briefly at the history of exchange controls and the changes that have been made over the past 30 years.

As part of governments attempts to avoid grey-listing earlier this year, some changes were made to the anti-money laundering act. These changes will mean some additional requirements when dealing with financial institutions, as well as stricter regulations for trustees who are outside of South Africa. While these changes are not yet clear, you may want to consider your options in the meantime.

How much do I need for retirement? This is a question that scares many people and not knowing how much you need makes saving for retirement that much more difficult. How long will you live and how much will you spend? While this may be impossible to predict, there are some guidelines you can follow. Most people are not saving enough and only realise when it is too late, but we can help! We have looked at how much you need to save and how to determine if you are on track or falling behind. The earlier you start the better, so read this article and then speak to us.

Over the last 200 years, life expectancy in the developed world doubled and so your time spent in retirement is much longer. In this newsletter we tackle your 'third age', also known as the “golden years” of adulthood, or the age of fulfilment, is defined as the period of active retirement. It's when you have the most time and energy to life live to the fullest, focusing on what matters to you. How does this ‘third age’ impact your current and future financial planning?

The year has started off well, but the global economy continues to face several challenges. High inflation, rising interest rates, to the continued fallout of the Russia-Ukraine war and the energy crisis. Markets tend to look ahead by a year or two, so now the question is whether this bad news is already priced in and will the global investment markets see better news and recovery on the horizon?

2022 is behind us and it is a good time of the year to take stock of what moved markets and how it will affect decision-making going forward. In this article we investigate what impacted the investment environment in 2022 and what it means for investors in 2023

We look at the returns from the past year. Did anything do well?

We look at what major themes affected investments over the year and what are the key risks that lie ahead. What did we expect from 2022 a year ago and what do we expect from 2023?

Experts put the probability of a greylisting at 85% in February next year. This is primarily due to our poor history in investigating and prosecuting corruption and money laundering activities.

Political and Trend Analyst JP Landman gives us an update on the fight against corruption. Are we seeing concrete action and improvement, or is it more promises and patience?

The Rand appears to have plummeted against the US Dollar over the past few months.

The past 6 months have been a real tumble of events, uncertainties and market reactions.